SA Credit Market Data

Data sourced from the South African Reserve Bank (SARB) and the National Credit Regulator (NCR). Updated after each SARB MPC meeting and NCR quarterly release. All figures are official published data — no estimates or projections.

Prime Rate History

10-year SARB prime rate chart with event annotations — COVID cuts, hiking cycle, the 2024–2025 cutting phase, and the May 2026 hike. Includes full rate change table.

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Credit Statistics

NCR consumer credit market data (Q4 2025): total credit book, average loan balances, and arrears rates by loan category.

Q4 2025

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Data on this site is hardcoded from official published reports and updated manually. SARB prime rate data is updated after each MPC meeting (~6× per year). NCR credit statistics are updated after each quarterly report (~4× per year).