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Free Loan Repayment Calculator South Africa

Calculate monthly repayments for personal loans, bonds, car loans & business loans. Features bond repayment calculator with extra payments and student loan repayment options.

Loan Input Parameters

R
%
R

Loan Calculation Results

Loan Summary

Monthly Payment
R 9 816,43
Principal + Interest
Total Repayment
R 2 355 944,13
Over 240 months
Total Interest
R 1 355 944,13
135.6% of loan amount
Loan Amount:R 1 000 000,00
Deposit:R 0,00
Amount Financed:R 1 000 000,00
Effective Annual Rate:10.25%
Adjust any value to unlock advanced payment analysis options
Important Note About Interest Rates
Our calculations assume the interest rate remains constant throughout the loan term. For variable rate loans (like most bonds), your actual monthly payments may change if interest rates rise or fall during your loan period.

Frequently Asked Questions