Student Loan Repayment Calculator South Africa

Calculate monthly repayments for student loans from NSFAS, banks, and private education financing institutions.

Loan Input Parameters

R
R10kR3MR5MR8MR10M
%
5%6%13%19%25%
130
R
R0R250kR500kR750kR1M

Loan Calculation Results

Loan Summary

Monthly Payment
R 9,983.80
Principal + Interest
Total Repayment
R 2,396,111.73
Over 240 months
Total Interest
R 1,396,111.73
139.6% of loan amount
Loan Amount:R 1,000,000.00
Deposit:R 0.00
Amount Financed:R 1,000,000.00
Effective Annual Rate:10.50%
Adjust any value to unlock advanced payment analysis options

Student Loan Repayment Information

Student loans in South Africa typically have grace periods and may offer income-driven repayment options. Use our calculator to plan your monthly budget after graduation.

Typical Ranges

Typical student loan amounts range from R50,000 to R500,000 with interest rates between 8% and 15%.

What You Can Calculate:

  • NSFAS loan repayment calculations
  • Bank student loan monthly payments
  • Private education financing repayments

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Free loan repayment calculations for South Africa