Personal Loan Repayment Calculator South Africa

Calculate monthly repayments for unsecured personal loans from South African banks and credit providers.

Loan Input Parameters

R
10K10.0M
%
525
130
R
01.0M
0.0% of loan amount

Loan Calculation Results

Loan Summary

Monthly Payment
R 10,152.29
Principal + Interest
Total Repayment
R 2,436,549.49
Over 240 months
Total Interest
R 1,436,549.49
143.7% of loan amount
Loan Amount:R 1,000,000.00
Deposit:R 0.00
Amount Financed:R 1,000,000.00
Effective Annual Rate:10.75%
Adjust any value to unlock advanced payment analysis options

Personal Loan Repayment Information

Personal loans are unsecured, so they typically have higher interest rates than secured loans like bonds or car finance.

Typical Ranges

Typical personal loan amounts range from R10,000 to R500,000 with interest rates between 12% and 28%.

What You Can Calculate:

  • Unsecured personal loan calculations
  • Debt consolidation planning
  • Emergency loan repayments

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Free loan repayment calculations for South Africa