Free Loan Repayment Calculator South Africa

Calculate monthly repayments for personal loans, bonds, car loans & business loans. Features bond repayment calculator with extra payments and student loan repayment options.

Loan Input Parameters

R
10K10.0M
%
525
130
R
01.0M
0.0% of loan amount

Loan Calculation Results

Loan Summary

Monthly Payment
R 9,983.80
Principal + Interest
Total Repayment
R 2,396,111.73
Over 240 months
Total Interest
R 1,396,111.73
139.6% of loan amount
Loan Amount:R 1,000,000.00
Deposit:R 0.00
Amount Financed:R 1,000,000.00
Effective Annual Rate:10.50%
Adjust any value to unlock advanced payment analysis options

Frequently Asked Questions

Can I calculate loan repayments for all South African banks?

Yes! Our repayment calculator works for any SA bank - simply enter the interest rate they offer you.

What loan repayments can I calculate?

Calculate monthly repayments for personal loans, bonds, car loans, business loans, student loans, and any other loan product available in South Africa.

Can I use this as a bond repayment calculator with extra payments?

Yes! To calculate bond repayments with additional payments, enter your bond details and use the deposit field to add extra monthly payments. This shows how additional payments reduce your total interest and loan term.

Does this work for student loan repayment calculations?

Absolutely! Our loan repayment calculator South Africa works perfectly for student loans. Simply enter your student loan amount, interest rate, and repayment term to calculate monthly payments.

Can I calculate early loan repayment scenarios?

Yes! Use our loan early repayment calculator feature by adjusting the loan term to see how shorter repayment periods affect your monthly payments and total interest costs.

How accurate are the repayment calculations?

Our calculations provide accurate estimates based on the interest rate you enter. Always consult your financial institution for exact monthly payment amounts and current interest rates.

© 2025 SA Loan Calculator

Free loan repayment calculations for South Africa